Who are in the management team of Punjab Natl.Bank?

As of March 2023, the management team of Punjab National Bank includes Ekta Pasricha (Company Secretary), Atul Kumar Goel (MD & CEO), and several Executive and Non Official Directors, totaling 12 key members responsible for the bank's governance and strategic direction.

As of March 2023, the management team of Punjab National Bank includes the following members:<BR><BR>1. Ekta Pasricha - Company Secretary & Compliance Officer<BR>2. Kalyan Kumar - Executive Director<BR>3. Pankaj Joshi - Non Official Director<BR>4. Sanjeev Kumar Singhal - Non Official Director<BR>5. Anil Kumar Misra - Nominee (RBI)<BR>6. Pankaj Sharma - Nominee (Govt)<BR>7. Atul Kumar Goel - Managing Director & CEO<BR>8. Vijay Dube - Executive Director<BR>9. Rekha Jain - Director (Shareholder)<BR>10. Binod Kumar - Executive Director<BR>11. M. Paramasivam - Executive Director<BR>12. K G Ananthakrishnan - Chairman & Independent Director<BR><BR>This diverse team plays a crucial role in the governance and strategic direction of the bank.

What does Punjab Natl.Bank do?

Punjab National Bank (PNB) is a state-owned commercial bank in India, recognized as a Large Cap entity, with recent net sales of ₹31,989.46 crore and a net profit of ₹4,567 crore for the quarter ending March 2025. It offers various banking services and has a market capitalization of ₹126,595 crore.

Overview:<BR>Punjab National Bank (PNB) is a state-owned commercial bank in India, categorized as a Large Cap entity within the Public Sector Bank industry.<BR><BR>History:<BR>Punjab National Bank was incorporated in the early 20th century and has maintained its status as one of the leading commercial banks in India. The latest financial results reported are for the quarter ending March 2025.<BR><BR>Financial Snapshot:<BR>Most recent Net Sales: 31,989.46 Cr (Quarterly Results - Mar 2025)<BR>Most recent Net Profit: 4,567 Cr (Quarterly Results - Mar 2025)<BR>Market-cap value: Rs 126,595 Cr (Large Cap)<BR><BR>Key Metrics:<BR>P/E: N/A<BR>Industry P/E: N/A<BR>Dividend Yield: 1.32%<BR>Debt-Equity: N/A<BR>ROE: N/A<BR>Price-to-Book: N/A<BR><BR>Contact Details:<BR>Address: HO 7 Bhikaiji Cama Place, New Delhi Delhi: 110607<BR>Phone: 91-011-26102303/23323654/23323657<BR>Email: hosd@pnb.co.in<BR>Website: http://www.pnbindia.in

Has Punjab Natl.Bank declared dividend?

Yes, Punjab National Bank has declared a 145% dividend, with an ex-date of June 20, 2025. Despite recent negative price returns, the bank has demonstrated strong total returns over longer periods, particularly in the 2 to 5-year spans.

Punjab National Bank has declared a 145% dividend.<BR><BR>Dividend Details:<BR>- Percentage announced: 145%<BR>- Ex-date: 20 Jun 25<BR><BR>Dividend Yield: 1.32%.<BR><BR>Total Returns by Period:<BR>Over the last 6 months, the price return was -0.36%, the dividend return was 2.67%, resulting in a total return of 2.31%.<BR><BR>In the past year, the price return was -11.42%, the dividend return was 3.49%, leading to a total return of -7.93%.<BR><BR>Over a 2-year period, the price return was 111.06%, the dividend return was 9.70%, which resulted in a total return of 120.76%.<BR><BR>In the last 3 years, the price return was 248.41%, the dividend return was 17.20%, yielding a total return of 265.61%.<BR><BR>For the 4-year period, the price return was 154.64%, the dividend return was 13.10%, resulting in a total return of 167.74%.<BR><BR>In the 5-year span, the price return was 224.7%, the dividend return was 15.67%, culminating in a total return of 240.37%.<BR><BR>Overall, Punjab National Bank has shown a strong performance in terms of total returns over longer periods, particularly in the 2, 3, 4, and 5-year spans, despite some negative price returns in the shorter term. The declared dividend indicates a commitment to returning value to shareholders.

Who are the peers of the Punjab Natl.Bank?

Punjab Natl.Bank's peers include St Bk of India, Bank Of Baroda, Union Bank (I), Canara Bank, Indian Bank, I O B, Bank Of India, Bank of Maha, UCO Bank, and Central Bank. While Punjab Natl.Bank shows average management risk and good growth, its 1-year return is -20.84%, better than I O B but worse than Indian Bank's 5.17%.

Peers: The peers of Punjab Natl.Bank are St Bk of India, Bank Of Baroda, Union Bank (I), Canara Bank, Indian Bank, I O B, Bank Of India, Bank of Maha, UCO Bank, and Central Bank.<BR><BR>Quality Snapshot: Excellent management risk is observed at St Bk of India, Bank Of Baroda, Union Bank (I), Canara Bank, Indian Bank, Bank Of India, and Bank of Maha, while Average management risk is found at Punjab Natl.Bank, I O B, UCO Bank, and Central Bank. Growth is excellent at Bank Of Baroda, Union Bank (I), Canara Bank, Indian Bank, and Bank of Maha, while Punjab Natl.Bank and I O B show good growth, and the rest have average growth. Good capital structure is noted at Bank Of Baroda, Union Bank (I), Canara Bank, Indian Bank, Bank Of India, and Bank of Maha, while Punjab Natl.Bank, I O B, UCO Bank, and Central Bank have average capital structure.<BR><BR>Return Snapshot: The peer with the highest 1-year return is Indian Bank at 5.17%, while I O B has the lowest at -44.47%. Punjab Natl.Bank's 1-year return is -20.84%, which is better than I O B but worse than Indian Bank. Additionally, UCO Bank and Central Bank have negative six-month returns.

Who are the top shareholders of the Punjab Natl.Bank?

The top shareholders of Punjab National Bank include the Government of India with a 70.08% stake, Life Insurance Corporation of India at 9.15%, individual investors at 8.55%, mutual funds with 4.71%, and foreign institutional investors holding 5.7%.

The top shareholders of Punjab National Bank are primarily dominated by the Government of India, which holds a significant 70.08% stake through the President of India. Other notable shareholders include the Life Insurance Corporation of India, which holds 9.15%, and individual investors who collectively own 8.55%. Additionally, mutual funds have a presence with 4.71% held across 37 schemes, while foreign institutional investors (FIIs) hold 5.7% through 577 entities.

How big is Punjab Natl.Bank?

As of 24th July, Punjab National Bank has a market capitalization of 126,422.00 Cr and reported a net profit of 16,630.20 Cr, with total assets of 18,20,011.38 Cr. There is no valid data for net sales in the latest four quarters.

As of 24th July, Punjab National Bank has a market capitalization of 126,422.00 Cr, categorizing it as a Large Cap company.<BR><BR>In the latest four quarters, the company reported net sales of 0.00 Cr, indicating no valid data found for summing. The net profit for the same period was 16,630.20 Cr.<BR><BR>The latest reporting period for the balance sheet is March 2025. Shareholder's funds are valued at 1,27,362.25 Cr, while total assets amount to 18,20,011.38 Cr.

When is the next results date for Punjab Natl.Bank?

Punjab Natl.Bank will announce its results on 30 July 2025.

Punjab Natl.Bank will declare its results on 30 July 2025.

Are Punjab Natl.Bank latest results good or bad?

Punjab National Bank's latest results show a significant net profit increase of 164.61% quarter-on-quarter, but operational weaknesses, such as a slight decline in interest earned and net interest income, raise concerns about sustainability. Investors should be cautious due to these underlying challenges despite the impressive profit figures.

Punjab National Bank's latest results present a mixed picture. On one hand, the bank reported a significant net profit of ₹4,848.64 crore for Q2 FY26, which marks a remarkable 164.61% increase from the previous quarter and a 9.40% rise year-on-year. This surge in profit is largely attributed to a substantial reduction in tax expenses rather than operational improvements, raising concerns about the sustainability of this growth.<BR><BR>However, the bank's operational metrics show some weaknesses. Interest earned declined slightly by 0.18% quarter-on-quarter, despite an expanding loan book, indicating potential margin pressures. Additionally, net interest income fell by 0.83% sequentially, which is concerning for a bank that aims to enhance profitability.<BR><BR>The return on equity (ROE) stands at a respectable 11.41%, reflecting strong capital efficiency, but it still lags behind private sector peers. The capital adequacy ratio is solid at 17.20%, although it has decreased slightly from the previous quarter.<BR><BR>Overall, while the headline profit figures are impressive, the underlying operational challenges and reliance on non-operating income raise significant red flags. Investors should approach with caution, as the bank's performance indicates both potential and risk.

How has been the historical performance of Punjab Natl.Bank?

Punjab Natl.Bank has shown significant growth from Mar'20 to Mar'25, with net interest income rising from 17,437.79 Cr to 42,782.17 Cr, profit after tax increasing from 336.20 Cr to 16,630.20 Cr, and a reduction in gross NPAs from 78,472.70 Cr to 44,081.60 Cr, indicating improved financial health and asset quality.

Answer:<BR>The historical performance of Punjab Natl.Bank shows significant growth in various financial metrics over the years.<BR><BR>Breakdown:<BR>Punjab Natl.Bank has demonstrated a robust increase in interest earned, rising from 53,800.03 Cr in Mar'20 to 1,21,760.73 Cr in Mar'25. This growth is reflected in the net interest income, which increased from 17,437.79 Cr in Mar'20 to 42,782.17 Cr in Mar'25. Total income also saw a substantial rise, reaching 1,38,070.10 Cr in Mar'25 compared to 63,074.16 Cr in Mar'20. The bank's profit before tax surged from 738.99 Cr in Mar'20 to 25,156.07 Cr in Mar'25, while profit after tax improved from 336.20 Cr to 16,630.20 Cr in the same period. The capital adequacy ratio has strengthened, with the total ratio at 17.01% in Mar'25, up from 14.14% in Mar'20. Additionally, the amount of gross NPAs decreased from 78,472.70 Cr in Mar'19 to 44,081.60 Cr in Mar'25, indicating improved asset quality. The bank's total assets grew from 8,31,170.40 Cr in Mar'20 to 18,20,011.38 Cr in Mar'25, while total liabilities increased from 8,31,170.40 Cr to 18,20,011.39 Cr during the same period. Cash and cash equivalents also improved, closing at 148,719.00 Cr in Mar'25, up from 75,993.00 Cr in Mar'20. Overall, Punjab Natl.Bank's financial performance reflects a positive trend with significant growth in income, profitability, and asset quality over the years.

Should I buy, sell or hold Punjab Natl.Bank?

Is Punjab Natl.Bank overvalued or undervalued?

As of October 17, 2025, Punjab National Bank is fairly valued with a PE ratio of 8.68 and has outperformed the Sensex with an 11.03% return over the past year, though it is less attractive compared to some peers like State Bank of India and Indian Bank.

As of 17 October 2025, the valuation grade for Punjab National Bank has moved from very attractive to fair. The company is currently fairly valued based on its financial metrics. Key ratios include a PE ratio of 8.68, a Price to Book Value of 0.99, and a PEG ratio of 0.21, indicating a low valuation relative to its growth prospects.<BR><BR>In comparison to its peers, Punjab National Bank's PE ratio is lower than that of State Bank of India, which stands at 11.24, and Indian Bank at 8.93, while it is higher than Bank of Baroda at 6.94 and Canara Bank at 6.37. This suggests that while Punjab National Bank is fairly valued, it may still be less attractive compared to some of its peers. Notably, the bank has delivered a strong return of 11.03% over the past year, outperforming the Sensex's return of 3.64%, reinforcing its position in the market.

Is Punjab Natl.Bank technically bullish or bearish?

As of October 24, 2025, Punjab Natl. Bank's technical trend has shifted to bullish, supported by strong weekly indicators like the MACD and Bollinger Bands, despite some mild bearish signals in the monthly indicators.

As of 24 October 2025, the technical trend for Punjab Natl.Bank has changed from mildly bullish to bullish. The current stance is bullish with strong indicators supporting this view. The weekly MACD is bullish, and both the weekly and monthly Bollinger Bands are bullish, indicating upward momentum. Daily moving averages also confirm a bullish trend. Although the monthly MACD and KST are mildly bearish, the overall strength from the weekly indicators and the positive performance compared to the Sensex, particularly over the 1W and 1M periods, reinforces the bullish outlook.

Why is Punjab National Bank falling/rising?

As of 27-Dec, the stock price of Punjab National Bank is at 120.35, down 0.5%. This decline is due to underperformance relative to its sector and reduced investor participation, though the company's long-term fundamentals remain strong with a 128.40% CAGR in net profits.

As of 27-Dec, the stock price of Punjab National Bank is currently at 120.35, reflecting a decrease of 0.6 or 0.5%. This decline can be attributed to several factors. Firstly, the stock has underperformed its sector today by 0.28%, indicating weaker performance relative to its peers. Additionally, there has been a notable drop in investor participation, with delivery volume falling by 30.38% compared to the 5-day average, suggesting reduced interest from investors.<BR><BR>Despite these short-term challenges, the stock has shown strong long-term fundamentals, evidenced by a significant 128.40% compound annual growth rate (CAGR) in net profits. However, the current price movement reflects a combination of immediate market dynamics rather than the company's overall financial health, which remains robust. The stock is trading at a discount compared to its peers, and while it has generated a return of 17.93% over the past year, the recent performance indicates a temporary setback rather than a fundamental decline.

Which are the latest news on Punjab Natl.Bank?