ICICI Bank Ltd. Quarterly Results: Standalone & Consolidated Reports

Quarterly Results

Results Snapshot

YoYQoQ

Figures in Cr

Standalone Quarterly Results

Mar'26

Dec'25

Sep'25

Jun'25

Mar'25

Dec'24

Sep'24

Interest Earned

43,275.39

41,965.84

41,757.95

42,946.91

42,430.80

41,299.82

40,537.38

Income On Investments

8,203.45

8,216.90

8,459.54

8,712.84

8,210.18

8,302.14

8,311.33

Interest On Balances With Rbi Other Inter Bank Funds

775.82

672.72

646.99

767.40

706.12

489.59

517.11

Interest / Discount On Advances / Bills

33,358.87

32,520.08

32,183.68

32,542.92

32,821.33

32,048.40

31,426.45

Others

937.25

556.14

467.74

923.75

693.17

459.69

282.49

Other Income

7,308.99

7,368.16

7,575.54

8,504.90

7,260.07

7,068.05

7,176.66

Total Income

50,584.38

49,334.00

49,333.49

51,451.81

49,690.87

48,367.87

47,714.04

Interest Expended

20,296.32

20,033.60

20,228.49

21,312.45

21,237.86

20,929.21

20,489.40

Net Interest Income

22,979.07

21,932.24

21,529.46

21,634.46

21,192.94

20,370.61

20,047.98

Total Expenditure (Excl Depreciation)

12,088.95

11,944.44

11,807.04

11,393.52

10,788.76

10,552.11

10,501.46

Employee Cost

4,468.17

4,421.80

4,341.84

4,743.08

4,105.18

3,929.05

4,136.14

Other Operating Expenses

7,620.78

7,522.64

7,465.20

6,650.44

6,683.58

6,623.06

6,365.32

Operating Profit Before Provisions and Contingencies

18,199.11

17,355.96

17,297.96

18,745.84

17,664.25

16,886.55

16,723.18

Exceptional Items

0.00

Provisions and contingencies

96.16

2,555.58

914.11

1,814.57

890.70

1,226.65

1,233.09

Profit Before Tax

18,102.95

14,800.38

16,383.85

16,931.27

16,773.55

15,659.90

15,490.09

Tax

4,401.27

3,482.52

4,024.96

4,163.06

4,143.97

3,867.48

3,744.21

Profit After Tax

13,701.68

11,317.86

12,358.89

12,768.21

12,629.58

11,792.42

11,745.88

Extraordinary Items

0.00

Prior Period Expenses

0.00

Other Adjustments

0.00

Net Profit

13,701.68

11,317.86

12,358.89

12,768.21

12,629.58

11,792.42

11,745.88

Face Value

2.0

Reserves

0.00

Earnings per share (EPS)

19.13

15.83

17.3

17.89

17.73

16.7

16.67

Diluted Earnings per share

18.9

15.62

17.06

17.63

17.6

16.45

16.4

Operating Profit Margin (Excl OI)

71.84%

65.45%

69.54%

69.25%

72.47%

71.48%

71.05%

Gross Profit Margin

41.83%

35.27%

39.24%

39.42%

39.53%

37.92%

38.21%

PAT Margin

31.66%

26.97%

29.6%

29.73%

29.77%

28.55%

28.98%

Net Interest Margin

4.32%

4.3%

4.34%

4.41%

4.25%

4.27%

Return on Assets

0.0%

CASA (%)

38.6%

39.0%

39.2%

38.7%

38.4%

39.0%

38.9%

CASA Amount

7,43,587.00

6,67,590.00

6,58,871.00

6,62,813.00

6,73,729.00

6,15,586.00

6,08,723.00

Capital Adequacy Ratio (Total)

17.18%

15.59%

15.76%

16.31%

16.55%

14.71%

15.35%

Capital Adequacy Ratio (Tier 1)

16.35%

14.71%

15.11%

15.65%

15.94%

14.04%

14.65%

Provision Coverage Ratio (%)

75.8%

75.4%

75.0%

75.3%

76.2%

78.2%

78.5%

Amount of Gross NPAs

23,051.93

23,758.00

23,850.00

24,732.65

24,166.18

27,745.33

27,121.15

Amount of Net NPAs

5,459.46

5,731.95

5,827.00

5,971.09

5,589.41

5,897.76

5,685.14

% of Net NPAs

0.33%

0.37%

0.39%

0.41%

0.39%

0.42%

% of Gross NPAs

1.4%

1.53%

1.58%

1.67%

1.96%

1.97%

Public Share Holdings (%)

0.0%

Pledged Promotor Holding (%)

0.0%

Pledged Capital (%)

0.0%

Number of ATMs

12087.0

11983.0

10610.0

13376.0

16285.0

16277.0

16120.0

Number of Branches

7511.0

7385.0

7246.0

7066.0

6983.0

6742.0

6613.0

Quarterly Analysis Highlights - QoQ

Interest Earned

QoQ Growth in quarter ended Mar 2026 is 3.12% vs 0.5% in Dec 2025

Net Profit

QoQ Growth in quarter ended Mar 2026 is 21.06% vs -8.42% in Dec 2025

Operating Profit (PBDIT)

QoQ Growth in quarter ended Mar 2026 is 4.86% vs 0.34% in Dec 2025

% of Net NPAs

QoQ Growth in quarter ended Mar 2026 is -0.04% vs -0.02% in Dec 2025

% of Gross NPAs

QoQ Growth in quarter ended Mar 2026 is -0.13% vs -0.05% in Dec 2025

Compare Quarterly Results Of ICICI Bank With

Select Peers

Figures in Cr

Standalone Quarterly Results

Change(INR)

Change(%)

Interest Earned

43,275.39

76,610.02

-33,334.63

-43.51%

Income On Investments

8,203.45

13,923.99

-5,720.54

-41.08%

Interest On Balances With Rbi Other Inter Bank Funds

775.82

879.41

-103.59

-11.78%

Interest / Discount On Advances / Bills

33,358.87

60,351.21

-26,992.34

-44.73%

Others

937.25

1,455.41

-518.16

-35.6%

Other Income

7,308.99

13,198.88

-5,889.89

-44.62%

Total Income

50,584.38

89,808.90

-39,224.52

-43.68%

Interest Expended

20,296.32

43,528.45

-23,232.13

-53.37%

Net Interest Income

22,979.07

33,081.57

-10,102.50

-30.54%

Total Expenditure (Excl Depreciation)

12,088.95

18,477.53

-6,388.58

-34.57%

Employee Cost

4,468.17

6,227.72

-1,759.55

-28.25%

Other Operating Expenses

7,620.78

12,249.81

-4,629.03

-37.79%

Operating Profit Before Provisions and Contingencies

18,199.11

27,802.92

-9,603.81

-34.54%

Exceptional Items

0.00

Provisions and contingencies

96.16

2,609.57

-2,513.41

-96.32%

Profit Before Tax

18,102.95

25,193.35

-7,090.40

-28.14%

Tax

4,401.27

5,972.30

-1,571.03

-26.31%

Profit After Tax

13,701.68

19,221.05

-5,519.37

-28.72%

Extraordinary Items

0.00

Prior Period Expenses

0.00

Other Adjustments

0.00

Net Profit

13,701.68

19,221.05

-5,519.37

-28.72%

Face Value

2.00

1.00

0.00

Reserves

0.00

Earnings per share (EPS)

19.13

12.49

6.64

53.16%

Diluted Earnings per share

18.90

12.45

6.45

51.81%

Operating Profit Margin (Excl OI)

71.84%

72.47%

0.00

-0.63%

Gross Profit Margin

41.83%

32.89%

0.00

8.94%

PAT Margin

31.66%

25.09%

0.00

6.57%

Net Interest Margin

4.32%

3.38%

0.94

0.94%

Return on Assets

0.00%

0.48%

-0.48

-0.48%

CASA (%)

38.60%

34.00%

4.60

4.60%

CASA Amount

7,43,587.00

10,60,300.00

-3,16,713.00

-29.87%

Capital Adequacy Ratio (Total)

17.18%

19.70%

-2.52

-2.52%

Capital Adequacy Ratio (Tier 1)

16.35%

17.30%

-0.95

-0.95%

Provision Coverage Ratio (%)

75.80%

67.00%

8.80

8.80%

Amount of Gross NPAs

23,051.93

34,061.19

-11,009.26

-32.32%

Amount of Net NPAs

5,459.46

11,169.54

-5,710.08

-51.12%

% of Net NPAs

0.33%

0.38%

-0.05

-0.05%

% of Gross NPAs

1.40%

1.15%

0.25

0.25%

Public Share Holdings (%)

0.00%

0.00

0.00%

Pledged Promotor Holding (%)

0.00%

0.00

0.00%

Pledged Capital (%)

0.00%

0.00

0.00%

Number of ATMs

12,087.00

21,172.00

-9,085.00

-42.91%

Number of Branches

7,511.00

9,689.00

-2,178.00

-22.48%

Quarterly - Interest Earned

Interest Earned 43275.39 Cr

in Mar 2026

Figures in Cr

QoQ Growth in quarter ended Mar 2026 is 3.12% vs 0.5% in Dec 2025

YoY Growth in quarter ended Mar 2026 is 1.99% vs 11.81% in Mar 2025

Quarterly - Net Profit

Net Profit 13,701.68 Cr

in Mar 2026

Figures in Cr

QoQ Growth in quarter ended Mar 2026 is 21.06% vs -8.42% in Dec 2025

YoY Growth in quarter ended Mar 2026 is 8.49% vs 17.95% in Mar 2025

Quarterly - Operating Profit (PBDIT)

Operating Profit (PBDIT) 18,199.11 Cr

in Mar 2026

Figures in Cr

QoQ Growth in quarter ended Mar 2026 is 4.86% vs 0.34% in Dec 2025

YoY Growth in quarter ended Mar 2026 is 3.03% vs 17.46% in Mar 2025

Quarterly - % of Net NPAs

% of Net NPAs 0.33%

in Mar 2026

Figures in %

QoQ Growth in quarter ended Mar 2026 is -0.04% vs -0.02% in Dec 2025

YoY Growth in quarter ended Mar 2026 is -0.06% vs -0.03% in Mar 2025

Quarterly - % of Gross NPAs

% of Gross NPAs 1.40%

in Mar 2026

Figures in %

QoQ Growth in quarter ended Mar 2026 is -0.13% vs -0.05% in Dec 2025

YoY Growth in quarter ended Mar 2026 is -0.27% vs -0.49% in Mar 2025