Who are in the management team of Pun. & Sind Bank?

As of March 2022, the management team of Pun. & Sind Bank includes Saket Mehrotra (Company Secretary), Raghavendra Kollegal (Executive Director), K P Patnaik (RBI Nominee), Tirath Raj Mendiratta (Director), Ramjass Yadav (Executive Director), Shankar Lal Agarwal and Rshmi Khetrapal (Non-Official Directors), M.G. Jayasree (Govt Nominee), Swarup Kumar Saha (Managing Director & CEO), and Charan Singh (Chairman). They oversee the bank's strategic direction and management.

As of March 2022, the management team of Pun. & Sind Bank includes the following individuals:<BR><BR>1. Saket Mehrotra - Company Secretary & Compliance Officer<BR>2. Raghavendra Venkatasheshan Kollegal - Executive Director<BR>3. K P Patnaik - Nominee (RBI)<BR>4. Tirath Raj Mendiratta - Director (Shareholder)<BR>5. Ramjass Yadav - Executive Director<BR>6. Shankar Lal Agarwal - Non Official Director<BR>7. Rshmi Khetrapal - Non Official Director<BR>8. M.G. Jayasree - Nominee (Govt)<BR>9. Swarup Kumar Saha - Managing Director & CEO<BR>10. Charan Singh - Chairman (Non-Executive) <BR><BR>This team is responsible for the strategic direction and management of the bank.

What does Pun. & Sind Bank do?

Punjab and Sind Bank is a major public sector bank in Northern India, offering a variety of banking services. As of March 2025, it reported net sales of ₹3,158.94 Cr and a net profit of ₹313 Cr, with a market cap of ₹23,415 Cr.

Overview:<BR>Punjab and Sind Bank is a leading public sector bank in Northern India, providing a wide range of banking products and services.<BR><BR>History:<BR>Punjab and Sind Bank was incorporated in the early 20th century and has maintained its status as a major public sector bank. The latest quarterly results reported are for March 2025, showing sales and profit figures.<BR><BR>Financial Snapshot:<BR>Most recent Net Sales: 3,158.94 Cr (Quarterly Results - Mar 2025) <BR>Most recent Net Profit: 313 Cr (Quarterly Results - Mar 2025) <BR>Market-cap value: Rs 23,415 Cr (Large Cap)<BR><BR>Key Metrics:<BR>P/E: N/A <BR>Industry P/E: N/A <BR>Dividend Yield: 0.58% <BR>Debt-Equity: N/A <BR>ROE: N/A <BR>Price-to-Book: N/A <BR><BR>Contact Details:<BR>Address: 21 Bank House, Rajendra Palace New Delhi Maharashtra : 110008 <BR>Phone: 91-011-25782926/25728930/25812922 <BR>Email: complianceofficer@psb.co.in <BR>Website: http://www.punjabandsindbank.co.in

Has Pun. & Sind Bank declared dividend?

Punjab & Sind Bank has declared a 2% dividend, amounting to ₹0.20 per share, with an ex-date of July 16, 2024. Recent total returns show significant volatility, with negative returns over the last year and six months, but positive trends in longer-term periods.

Punjab & Sind Bank has declared a 2% dividend.<BR><BR>Dividend Details:<BR>- Percentage announced: 2%<BR>- Amount per share: ₹0.20<BR>- Ex-date: 16 Jul 2024<BR><BR>Dividend Yield: 0.58%<BR><BR>Total Returns by Period:<BR>In the 6-month period, the price return was -39.33%, the dividend return was 0%, resulting in a total return of -39.33%.<BR><BR>For the 1-year period, the price return was -44.65%, the dividend return was 0.33%, leading to a total return of -44.32%.<BR><BR>Over the 2-year period, the price return was 1.8%, the dividend return was 1.92%, culminating in a total return of 3.72%.<BR><BR>In the 3-year period, the price return was 115.72%, the dividend return was 6.38%, resulting in a total return of 122.1%.<BR><BR>For the 4-year period, the price return was 58.79%, the dividend return was 4.17%, leading to a total return of 62.96%.<BR><BR>In the 5-year period, the price return was 85.88%, the dividend return was 6.38%, culminating in a total return of 92.26%.<BR><BR>Overall, while Punjab & Sind Bank has declared a dividend, the recent total returns indicate significant volatility, particularly in the shorter periods, with negative returns over the last year and six months. However, longer-term returns show positive trends, suggesting potential recovery and growth in the future.

Who are the peers of the Pun. & Sind Bank?

Peers of Pun. & Sind Bank include St Bk of India, Bank Of Baroda, Punjab Natl.Bank, Union Bank (I), Canara Bank, Indian Bank, I O B, Bank Of India, Bank of Maha, and UCO Bank. Indian Bank has the highest 1-year return at 4.72%, while Pun. & Sind Bank's return is -49.84%.

Peers: The peers of Pun. & Sind Bank are St Bk of India, Bank Of Baroda, Punjab Natl.Bank, Union Bank (I), Canara Bank, Indian Bank, I O B, Bank Of India, Bank of Maha, UCO Bank.<BR><BR>Quality Snapshot: Excellent management risk is observed at St Bk of India, Bank Of Baroda, Union Bank (I), Canara Bank, Indian Bank, Bank Of India, and Bank of Maha, while Average management risk is found at Punjab Natl.Bank, I O B, and UCO Bank. Growth is excellent at Bank Of Baroda, Union Bank (I), Canara Bank, Indian Bank, and Bank of Maha, while good growth is noted at St Bk of India, Punjab Natl.Bank, and I O B, and the rest have average growth. Average capital structure is seen at St Bk of India and I O B, while good capital structure is found at Bank Of Baroda, Punjab Natl.Bank, Union Bank (I), Canara Bank, Indian Bank, Bank Of India, Bank of Maha, and UCO Bank.<BR><BR>Return Snapshot: The peer with the highest 1-year return is Indian Bank at 4.72%, while I O B has the lowest at -44.62%. Pun. & Sind Bank's 1-year return of -49.84% is lower than both. Additionally, the six-month return is negative for I O B, UCO Bank, and Pun. & Sind Bank.

Who are the top shareholders of the Pun. & Sind Bank?

The top shareholder of Pun. & Sind Bank is the President of India, holding 93.85% of the shares. Other shareholders include the Life Insurance Corporation of India (1.33%), individual investors (0.94%), 21 Foreign Institutional Investors (0.73%), and 7 mutual fund schemes (0.03%).

The top shareholders of Pun. & Sind Bank include the President of India, who holds a significant 93.85% of the shares, making it the largest stakeholder. Other notable shareholders include the Life Insurance Corporation of India, which holds 1.33%, and individual investors who collectively own 0.94%. Additionally, there are 21 Foreign Institutional Investors (FIIs) holding 0.73% and 7 mutual fund schemes with a combined holding of 0.03%.

Are Pun. & Sind Bank latest results good or bad?

Punjab & Sind Bank's latest results show strong growth in Profit After Tax, up 81.37% to Rs 581.94 crore, and improved asset quality with lower NPAs. However, a significant decline in Profit Before Tax and operating performance raises concerns about sustainability.

Punjab & Sind Bank's latest results present a mixed picture. On the positive side, the bank has reported a significant year-on-year growth in Profit After Tax (PAT), reaching Rs 581.94 crore, which is an impressive increase of 81.37%. Additionally, the Gross Non-Performing Assets (NPA) have decreased to 3.34%, and the Net NPA stands at a low of 0.91%, indicating improved asset quality and a reduction in stressed loans.<BR><BR>Moreover, the bank's liquidity position appears strong, with cash and cash equivalents at Rs 8,793.80 crore, the highest in recent periods. The Capital Adequacy Ratio (CAR) of 17.90% also reflects a solid capital base.<BR><BR>However, there are notable challenges. The Profit Before Tax (PBT) has declined significantly to Rs -145.71 crore, and the Operating Profit has dropped to Rs 71.37 crore, marking the lowest level in five quarters. This decline in operating performance is concerning, especially with the Operating Profit Margin decreasing to 2.45%. Additionally, the reliance on non-operating income, which constitutes 145.11% of PBT, raises questions about the sustainability of the bank's earnings.<BR><BR>In summary, while there are strong indicators of growth and improved asset quality, the decline in operational performance and profitability presents challenges that the bank will need to address moving forward.

How big is Pun. & Sind Bank?

As of 24th July, Punjab & Sind Bank has a market capitalization of 21,975.00 Cr and reported a Net Profit of 1,103.49 Cr, with Shareholder's Funds at 13,354.76 Cr and Total Assets of 1,61,950.06 Cr for the latest annual period ending in March 2025. Net Sales data is unavailable.

As of 24th July, Punjab & Sind Bank has a market capitalization of 21,975.00 Cr, categorizing it as a Large Cap company.<BR><BR>In the latest four quarters, the bank reported Net Sales of 0.00 Cr, indicating no valid data found for summing. The Net Profit for the same period was 1,103.49 Cr.<BR><BR>For the latest annual period ending in March 2025, the Shareholder's Funds were reported at 13,354.76 Cr, while the Total Assets amounted to 1,61,950.06 Cr.

When is the next results date for Pun. & Sind Bank?

Pun. & Sind Bank will announce its results on 16 October 2025.

Pun. & Sind Bank will declare its results on 16 October 2025.

Is Pun. & Sind Bank technically bullish or bearish?

As of November 3, 2025, the market trend is mildly bearish due to daily moving averages and monthly indicators signaling bearishness, despite some mixed signals from weekly indicators.

As of 3 November 2025, the technical trend has changed from sideways to mildly bearish. The current technical stance is mildly bearish, driven primarily by the daily moving averages indicating a bearish outlook and the monthly MACD and KST both showing bearish signals. While the weekly MACD and KST are mildly bullish, they are overshadowed by the overall bearish sentiment from the monthly indicators. The RSI shows a bullish signal on the monthly timeframe but lacks a clear signal on the weekly. Overall, the mixed signals suggest a cautious approach, with the bearish indicators currently taking precedence.

How has been the historical performance of Pun. & Sind Bank?

Pun. & Sind Bank has shown significant financial improvement since March 2021, with interest earned rising to 11,481.30 crore in March 2025, and profit after tax increasing to 1,015.83 crore. The bank's total assets grew to 161,950.06 crore, and its capital adequacy ratio improved to 17.41%.

Answer:<BR>The historical performance of Pun. & Sind Bank shows a significant improvement in various financial metrics over the years, particularly from March 2021 onwards.<BR><BR>Breakdown:<BR>In the fiscal year ending March 2025, Pun. & Sind Bank reported interest earned of 11,481.30 crore, a notable increase from 9,693.98 crore in March 2024 and 7,992.73 crore in March 2023. This growth was driven by a rise in interest on advances, which reached 8,157.74 crore in March 2025, up from 6,951.24 crore in the previous year. The bank's net interest income also saw a substantial increase to 3,783.66 crore, compared to 2,841.04 crore in March 2024. Total income rose to 13,048.95 crore, reflecting a strong upward trend. However, interest expended also increased to 7,697.64 crore, leading to a profit before tax of 1,337.55 crore, up from 936.98 crore in the prior year. The profit after tax for March 2025 was 1,015.83 crore, an increase from 595.42 crore in March 2024. The bank's total assets grew to 161,950.06 crore, up from 147,744.00 crore in March 2024, while total liabilities also increased to 161,950.06 crore. The bank's capital adequacy ratio improved to 17.41%, and the provision coverage ratio stood at 91.38%. The number of branches and ATMs also increased, indicating an expansion in operations. Overall, the bank has shown resilience and growth in its financial performance over the years, particularly after a challenging period in 2021.

Should I buy, sell or hold Pun. & Sind Bank?

Is Pun. & Sind Bank overvalued or undervalued?

As of November 21, 2025, Pun. & Sind Bank is fairly valued with a PE ratio of 18.23, a Price to Book Value of 1.55, and a PEG ratio of 0.28, despite underperforming the Sensex year-to-date.

As of 21 November 2025, Pun. & Sind Bank's valuation grade has moved from expensive to fair. The bank appears to be fairly valued at this time. Key ratios include a PE ratio of 18.23, a Price to Book Value of 1.55, and a PEG ratio of 0.28, indicating a relatively attractive growth potential compared to its price.<BR><BR>In comparison to its peers, Pun. & Sind Bank's PE ratio is higher than that of SBI, which stands at 12.58, but lower than the attractive valuations of Bank of Baroda and Punjab National Bank, which have PE ratios of 7.64 and 8.98, respectively. Notably, the bank's return on equity (ROE) is 8.50%, while its net NPA to book value stands at 6.26%. Despite recent underperformance against the Sensex, with a year-to-date return of -37.77% compared to the Sensex's 9.08%, the current valuation suggests that Pun. & Sind Bank is positioned fairly within the market.

Which are the latest news on Pun. & Sind Bank?

Which are the latest news on Pun. & Sind Bank?

Why is Pun. & Sind Bank falling/rising?

As of 22-Dec, the stock price of Punjab & Sind Bank is rising to 26.92, reflecting a 2.2% increase after a trend reversal. Despite recent gains, the stock has a long-term decline of -44.77% and low mutual fund holdings, indicating cautious investor sentiment.

As of 22-Dec, the stock price of Punjab & Sind Bank is rising, currently at 26.92, reflecting a change of 0.58 (2.2%) upward. This increase can be attributed to several factors. Notably, the stock has experienced a trend reversal, gaining after four consecutive days of decline. Additionally, it has outperformed its sector by 2.07% today, indicating a positive shift in investor sentiment.<BR><BR>Investor participation has also risen significantly, with a delivery volume of 20.18 lacs on December 19, which is an increase of 248.25% compared to the 5-day average. This surge in trading activity suggests growing interest in the stock, despite its recent underperformance in the longer term.<BR><BR>Moreover, the company has demonstrated strong long-term fundamental strength, with a compound annual growth rate (CAGR) of 25.77% in net profits and positive results for the last six consecutive quarters. The gross non-performing assets (NPA) are at a low of 2.92%, and the profit after tax for the latest six months has grown by 33.86%. These indicators of financial health contribute to a fair valuation of the stock, which is currently trading at a discount compared to its peers.<BR><BR>However, it is important to note that despite the recent rise, the stock has still faced significant declines over the past year, with a return of -44.77%. This long-term underperformance, coupled with low domestic mutual fund holdings at only 1.87%, suggests that while there may be short-term gains, the overall sentiment towards the stock remains cautious.

Why is Punjab & Sind Bank falling/rising?

As of 23-Dec, the stock price of Punjab & Sind Bank is stable at 26.92, but it has seen significant declines of 43.71% year-to-date and 44.38% over the past year. Despite strong fundamentals, low investor participation and bearish market sentiment have hindered price appreciation.

As of 23-Dec, the stock price of Punjab & Sind Bank is currently stable at 26.92, showing no change (0.00%). However, the stock has experienced significant declines over various periods, with a year-to-date drop of 43.71% and a one-year decline of 44.38%. This underperformance is notable when compared to the Sensex, which has increased by 9.45% over the same year.<BR><BR>Despite the company's strong long-term fundamentals, including a 25.77% compound annual growth rate (CAGR) in net profits and positive results for the last six consecutive quarters, the stock has not translated this performance into price appreciation. The gross non-performing assets (NPA) are at a low of 2.92%, and the net NPA stands at 0.83%, indicating good asset quality. However, the stock is trading below its moving averages across all time frames, suggesting a bearish trend.<BR><BR>Investor participation has also declined, with a 16.72% drop in delivery volume compared to the five-day average, indicating a lack of confidence among investors. Furthermore, domestic mutual funds hold only 1.87% of the company, which may reflect their discomfort with the current price or the business outlook.<BR><BR>In summary, while Punjab & Sind Bank has strong fundamentals and growth potential, the stock's price is falling due to poor historical performance, low investor participation, and underwhelming market sentiment.

Why is Punjab & Sind Bank falling/rising?

As of 24-Dec, the stock price of Punjab & Sind Bank is slightly rising at 26.90, but it has seen significant long-term declines of 43.75% year-to-date. The overall trend is concerning due to reduced investor engagement and low mutual fund participation.

As of 24-Dec, the stock price of Punjab & Sind Bank is rising slightly, with a current price of 26.90, reflecting a change of 0.04 (0.15%) upwards. This minor increase can be attributed to its performance today, where it outperformed its sector by 0.48%. Additionally, the company has demonstrated strong long-term fundamental strength, with a compound annual growth rate (CAGR) of 25.77% in net profits and positive results for the last six consecutive quarters. <BR><BR>However, despite this positive performance, the stock has experienced significant declines over longer periods, with a year-to-date drop of 43.75% and a one-year decline of 44.12%. The stock's underperformance relative to benchmarks like the Sensex, which has gained 9.30% year-to-date, indicates a broader market context that may be influencing investor sentiment negatively. <BR><BR>Moreover, there is a notable decline in investor participation, as evidenced by a 38.03% drop in delivery volume compared to the five-day average. This falling participation could signal a lack of confidence among investors, contributing to the stock's overall downward trend despite its recent uptick. Additionally, the low stake of domestic mutual funds at only 1.87% may reflect their cautious stance towards the stock, further impacting its price movement. <BR><BR>In summary, while Punjab & Sind Bank is experiencing a slight rise in its stock price currently, the overall trend remains concerning due to significant long-term declines and reduced investor engagement.

Why is Punjab & Sind Bank falling/rising?

As of 25-Dec, the stock price of Punjab & Sind Bank is slightly rising at 26.90, but it has a year-to-date decline of 43.75% and underperforms against benchmarks like the Sensex. Despite recent profit growth, investor confidence remains low, reflected in decreased participation and a modest increase in stock price.

As of 25-Dec, the stock price of Punjab & Sind Bank is experiencing a slight rise, currently at 26.90, with a change of 0.04 (0.15%) upwards. This modest increase can be attributed to its performance today, where it outperformed its sector by 0.48%. However, the stock has faced significant challenges over a longer period, with a year-to-date decline of 43.75% and a one-year return of -44.12%. <BR><BR>Despite the recent uptick, the stock's overall performance has been below par, particularly when compared to the Sensex and other benchmarks. For instance, while the stock has shown a slight increase in the short term, it has underperformed the Sensex over the past week, month, and year. Additionally, the stock's moving averages indicate that it is currently higher than its 5-day moving average but lower than its 20-day, 50-day, 100-day, and 200-day moving averages, suggesting a lack of sustained upward momentum.<BR><BR>Investor participation has also declined, with delivery volume falling by 38.03% against the 5-day average, indicating reduced interest from investors. Furthermore, domestic mutual funds hold only 1.87% of the company, which may reflect a lack of confidence in the stock's current valuation or business prospects.<BR><BR>On a positive note, the company has demonstrated strong long-term fundamental strength, with a 25.77% compound annual growth rate (CAGR) in net profits and positive results for the last six consecutive quarters. However, the significant decline in stock price over the past year, despite profit growth, raises concerns about its valuation and market perception.<BR><BR>In summary, while Punjab & Sind Bank's stock is currently rising slightly, it faces substantial long-term challenges and investor skepticism, which contribute to its overall negative performance trajectory.

Why is Punjab & Sind Bank falling/rising?

As of 26-Dec, the stock price of Punjab & Sind Bank is declining at 26.77, with a significant annual return of -44.21%. Despite some positive fundamentals, the overall sentiment is negative, indicated by decreased investor participation and underperformance against benchmarks.

As of 26-Dec, the stock price of Punjab & Sind Bank is falling, currently at 26.77, reflecting a change of -0.13 (-0.48%). The stock has underperformed significantly over the past year, generating a return of -44.21%, while the benchmark Sensex has increased by 8.37% during the same period. This stark contrast indicates a lack of investor confidence in the stock.<BR><BR>In the short term, the stock has also shown weakness, with a performance today that underperformed its sector by -0.26%. Additionally, the delivery volume has decreased by 19.76% compared to the 5-day average, suggesting a decline in investor participation. Although the stock is trading above its 5-day moving averages, it is below the longer-term moving averages of 20, 50, 100, and 200 days, which typically indicates a bearish trend.<BR><BR>Despite some positive long-term fundamentals, such as a 25.77% CAGR growth in net profits and a low gross NPA of 2.92%, the overall sentiment remains negative. The limited stake held by domestic mutual funds, at only 1.87%, may reflect their lack of confidence in the stock's current valuation or business prospects. This combination of underperformance in both short and long-term metrics contributes to the stock's declining price.